Trust planning in 2026

As we look toward 2026, trust planning is no longer a strategy reserved for the ultra-wealthy, it’s becoming an essential part of modern financial management. The shifting regulatory landscape and economic signals we saw in November have made one thing clear: families and business owners need structures that protect assets, minimise tax exposure, and provide long-term stability.

At Reckon Financial Service, we’ve seen a significant rise in clients seeking guidance on how to use trusts to strengthen their financial position. And the good news? Getting started is far more accessible than most people realise.

Begin with clarity: Identify the assets you want to protect and the goals you want your trust to achieve, whether that’s safeguarding wealth for children, supporting charitable causes, or planning for business succession.

Choose the right structure: In 2026, discretionary trusts, family trusts, and testamentary trusts continue to be the most versatile tools available. Each offers different levels of control, flexibility, and tax efficiency.

Get expert support early: Regulations evolve, and the strategies that worked a year ago may not be optimal today. Having professional guidance ensures your trust is built correctly from day one and remains compliant as rules change.

Trust planning isn’t just about preparing for the future, it’s about gaining confidence today.

If you’re considering setting up a trust in 2026, let’s have a conversation. Reach out to Reckon Financial Service, and we’ll help you take the first step with clarity and confidence.